Certified Insurance Advisor · 11+ years' experience
Insurance advice you can actually trust.
Insurance across India — chosen for your needs, explained in plain language, and backed by real help at claim time.

Meet Your Advisor
Vishnu Khandelwal
Insurance Advisor & Founder, Nivish Associates
I spent 11+ years at Shriram General Insurance Company Limited, most recently as Deputy Manager in the Internal Audit department — the team that scrutinizes how policies are sold and how claims are settled.
That gave me a rare, inside view of what separates a policy that pays from one that disappoints. I started Nivish Associates in Pratap Nagar, Jaipur to put that experience on your side: honest advice, the right cover, and someone who picks up the phone at claim time.
- 11+ years in general insurance
- Ex-Deputy Manager, Internal Audit — Shriram General Insurance
- Based in Pratap Nagar, Jaipur
- Deals in both private and government insurers
Our partners
We deal with India's leading insurers
Private and government companies alike — so you get a genuine choice, not a single brand pushed on you.
Private Insurers
Government Insurers
Why Nivish Associates
The difference is who's on your side
An auditor's eye
11+ years inside a general insurer's internal audit team — I know which policies pay and which disappoint.
Unbiased advice
I compare private and government insurers and recommend what fits you, never what pays me most.
Real claim support
When you need to claim, I personally help with documents and follow-up until it's settled.
Reachable anywhere
Based in Pratap Nagar, Jaipur and serving clients across India — reach me on WhatsApp or call, and get answers the same day.
How it works
Getting insured, made simple
No forms to decode, no jargon, no pressure — just four clear steps.
Tell me your need
Message on WhatsApp or call. Share who or what you want to insure — that's it.
Get honest options
I compare plans across insurers and send you 2–3 clear choices with the trade-offs explained.
Buy with confidence
Pick the plan that fits. I make sure the paperwork is filled correctly so claims aren't questioned.
Claim with support
If you ever need to claim, I'm the one who helps you through it — start to settlement.
Client stories
Trusted by families across Jaipur
Real experiences from clients in Pratap Nagar, Sanganer and beyond.
Areas we serve
Serving clients across India
Based in Pratap Nagar, Jaipur and helping clients across the city and beyond — policies and claim support can be handled remotely, wherever you are in India.
Good to know
Questions people ask us
Not sure what cover you need?
That's exactly what I'm here for. Send a message and get honest, no-pressure advice — free.